NEW — Claims AdvanceGet 90% of Your
Claim in 48 Hours
Don't wait months for your insurance dispute to resolve. We pay you now — then fight for the rest on your behalf.
Eligibility required: case strength ≥ 70, insurer offer ≥ €2,000. Advance capped at €15,000.
90%
Paid upfront
48h
To your bank
70%
Uplift you keep
€15k
Max advance
How It Works
From application to advance in 6 steps
Claim Assessment
Our AI analyses your case strength, documents, and gap vs insurer offer.
0–1 day
Eligibility Check
We confirm your case qualifies (strength 70+, offer €2,000+).
1 day
Sign Agreement
Review and digitally sign the assignment agreement — under 2 minutes.
0–2 days
Advance Paid
90% of the insurer offer transferred to your bank account.
48 hours
Active Dispute
We handle the full dispute and negotiation with your insurer.
3–12 months
Final Settlement
Deposit refunded + your 70% share of the uplift paid out.
Upon resolution
Claim Assessment
Our AI analyses your case strength, documents, and gap vs insurer offer.
Eligibility Check
We confirm your case qualifies (strength 70+, offer €2,000+).
Sign Agreement
Review and digitally sign the assignment agreement — under 2 minutes.
Advance Paid
90% of the insurer offer transferred to your bank account.
Active Dispute
We handle the full dispute and negotiation with your insurer.
Final Settlement
Deposit refunded + your 70% share of the uplift paid out.
Timeline Summary
24 hours
Eligibility review
48 hours
Advance paid
3–12 months
Dispute resolved
Upon close
Settlement paid
Check Your Eligibility
Enter your details to see if you qualify for a Claims Advance
Minimum required: 70/100
Minimum required: €2.000
Run the Numbers
See exactly what you'd receive — and compare all pricing models
The amount your insurer initially offered
Defaulting to 25% above offer
Real Example
€8,000 offer → €11,000 recovery
Standard Success Fee
Claims Advance ✓
Example figures only. Actual recovery depends on your specific case.
Who Qualifies?
Case strength ≥ 70 / 100
Our AI must assess your case as strong. This protects both you and us from poor-odds advances.
Insurer offer ≥ €2,000
The advance is designed for meaningful claim gaps. Below €2,000 the economics don't work.
Advance capped at €15,000
If your offer exceeds €16,667, we advance €15,000 and settle the remainder at case close.
EU-based claim
Currently available in France, Germany, the Netherlands, and Belgium.
Why Claims Advance?
Cash in 48 hours
Stop living without a car or covering costs yourself. Get 90% of the offer fast.
We take the risk
If the dispute doesn't go above the original offer, you keep the full advance anyway.
You still benefit from the uplift
You keep 70% of every euro we recover above the original offer.
Full dispute handled
Our analysts and negotiators manage the entire process — documents, negotiations, escalation.
No financial limbo
Don't wait 6–12 months for resolution while dealing with transport costs or a replacement.
Transparent economics
Every euro is spelled out upfront. No hidden fees, no surprises at settlement.
! Fee & lawyer disclosure
The Claims Advance fee (5% finance + 5% deposit + 30% uplift share) is agreed before you sign. Valofair does not engage lawyers on your behalf — if legal action beyond our scope is required, you may hire a law firm directly. We will provide all case documentation at no extra charge.